All Savers Health Plans and Services – All Savers Health Plans and Services – UnitedHealthcare

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important consumer information

Reading: All saver insurance

1. all savers insurance company (all savers) makes every reasonable effort to keep the information presented on this website up to date and to ensure that it accurately reflects the nature of our business. however, the availability of the products, or the products themselves, may change at any time without notice.

No representations or warranties are made about the timeliness, completeness, suitability or usefulness of the information, text or graphics on this website or any linked website. The information, text and graphics on this website and any linked website are presented without express or implied warranties of any kind and are provided “as is”.

2. The health insurance products mentioned on this website are underwritten, administered or provided by All Savers Insurance Company (Domiciled in Indiana) UnitedHealthcare Life Insurance Company (Domiciled in Wisconsin, CA Certificate of Authority Number 08079) UnitedHealthcare Insurance Company, Golden Rule Insurance Company (Domiciled in Indiana, CA Certificate of Authority Number 08278), or All Savers Life Insurance Company of California (Certificate of Authority Domiciled in California Number 08586). Administrative services may also be provided by Savvysherpa Administrative Services, LLC.

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The alternative financing products are marketed under the All Savers brand. excess loss insurance coverage is provided by all savers insurance company, a unitedhealthcare company. the underlying medical coverage for alternative financing products is not an insured product. united healthcare services, inc. provides administrative services to the plan sponsor. and its affiliates, including unitedhealthcare life insurance company. Administrative services may also be provided by Savvysherpa Administrative Services, LLC.

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Product availability varies by state. Call 1-800-291-2634 for more details on product availability.

all savers is not licensed to do business in the state of new york or outside the united states. The information on this website does not constitute, and is not intended to constitute, an advertisement, solicitation, or offer for sale of any insurance product to residents of the state of New York, any country other than the United States, or any state within from United States. states where the product is not available at a given time.

3. Some of the insurance product descriptions on this website are general summaries only. For complete information on benefits, exclusions, limitations, and renewal terms, read the Health Insurance For All Savers brochure. To receive brochures on specific products, call 1-800-291-2634. We are not responsible for the content of any other website that may be linked to this one with or without our knowledge or consent. Similarly, we are not responsible for any of the conduct or activities of domain name owners or operators of any other website that may be linked to this one with or without our knowledge or consent.

no warranties, express or implied, are made regarding the functionality of this or any linked website, and we are not responsible for any consequences, including, but not limited to, data corruption or any other direct or indirect damage as result. to download anything from this or any linked website.

This website (not including links) is controlled by all savers. By accessing this website, you agree that all matters relating to your access to or use of this website shall be governed by the statutes and laws of the state of indiana, without regard to conflicts of laws and principles thereof, and that You agree to submit to the jurisdiction of the State of Indiana. all savers makes no representation that the information, data or forms (collectively “materials”) on this website are appropriate or available for use in all locations, and access to them from states where their contents are illegal is prohibited. illegal. those who choose to access or use materials in unauthorized locations do so on their own initiative and are solely responsible for compliance with local laws.

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This website is subject to the copyright laws of the United States. The information on this website is provided as a service to our readers, and solely for their personal use. It may not be distributed, modified, or used without our prior written consent. Unauthorized commercial use, copying, reproduction, republication, uploading, downloading, publication, transmission or duplication of any part of the material is prohibited.

4. We distribute most of our insurance products through independent business owners, commonly called “brokers” or “agents.” the insurance industry term for them is “producers.”

brokers do not work for any particular insurance company. brokers work for their clients. Brokers typically have contracts with several different insurers. These contracts allow brokers to submit their clients’ insurance applications to the insurer that has the most suitable product for each client.

In accordance with standard and historical practice in our industry, we pay commissions to brokers. These commissions are paid when insurance coverage is issued in response to applications that brokers submit on behalf of their clients. Unless otherwise required by applicable law, commissions are paid per employee/per month. where a commission per employee/per month is not allowed, commissions will be paid based on a percentage of the premium paid. in some states, fees are higher for the first year of coverage and lower for subsequent years.

Currently, we do not allow brokers to collect any compensation from their clients. commissions paid to brokers are a cost of doing business and are therefore a factor used in calculating premium rates.

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This information was last modified in August 2013. Any changes will be effective on the earlier of: (1) the date they appear on this website or (2) the date you receive written notice from our part.

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